LEGAL DISCLAIMER:
Best Rate Guide websites and all materials and information contained on them are distributed and transmitted "as is" without warranties of any kind, either express or implied, including without limitation, any warranty for information, services or products provided through or in connection with the Best Rate Guide program and any implied warranties of merchantability, fitness for a particular purpose, expectation of privacy or non-infringement.

This disclaimer of liability applies to any damages or injury caused by any error, omission, deletion, defect, interruption, failure of performance, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, negligence, tortious behavior, or under any other cause of action.

Best Rate Guide is not responsible for any damages, including without limitation, any special, indirect, incidental or consequential damages, that may arise from any use of, inability to use, or reliance on the site and/or the materials contained on the site whether the materials contained on the site are provided by the Best Rate Guide or a third party. Information on this web site may contain technical inaccuracies or typographical errors. Best Rate Guide may make updates, improvements and/or changes in the products and/or information described at any time without notice. Best Rate Guide does not guarantee the accuracy or completeness of the information contained in this site. This site contains links to sites which are not maintained by Best Rate Guide. We are not responsible and have no control over the content of those sites nor do we guarantee the content of such sites. All products, services, and deals mentioned by this site are provided by third parties and are subject to change without notice and are subject to restrictions, limitations, availability, conditions, and qualifications.

Best Rate Guide has no control over the legality of any coupons or other offers made by vendors, the ability of any of the vendors to complete the sales or transactions in accordance with the offers, or the quality of the goods offered by the vendors. In the event you have a dispute with a vendor in any way relating to this site or the use of information from this site, you agree to waive and release Best Rate Guide from any and all claims, demands, actions, damages (actual and consequential), losses, costs and expenses of every kind and nature, known and unknown, disclosed and undisclosed relating to that dispute.

Before participating in any specific offers and/or promotions, please analyze the details and conditions of the offer including the fine print. Any access to or use of this site shall be deemed your agreement to and approval of all the above terms and conditions.

Customer agrees:

1) that the individual opening an account is 18 years of age or older 2) that the information provided to Cognigen in the application process is correct 3) that the Customer will safeguard Personal Access Code and agrees to notify Cognigen immediately when it is lost or stolen 4) that Cognigen assumes the Customer has sole and full responsibility for any access to Cognigen’s services using Customer’s Personal Access Code or ANI information from their assigned phone number. Customer is liable for all usage until Cognigen has received written notice of unauthorized access or cancellation of Customer’s account.

Billing Information

WHEN CUSTOMER CHOOSES A CREDIT CARD BILLING OPTION FOR THEIR ACCOUNT! BY PROVIDING THE CREDIT CARD INFORMATION TO COGNIGEN CUSTOMER AGREES THAT COGNIGEN MAY CHARGE THE CREDIT CARD NUMBER PROVIDED FOR BALANCES DUE. CHARGES FOR THE BALANCE DUE CAN BE MADE TO THE CREDIT CARD WHEN CUSTOMER’S BALANCE OWED EXCEEDS 90% (PERCENT) OF THEIR CREDIT LIMIT, OR AT THE END OF A BILLING PERIOD, WHICHEVER COMES FIRST. THIS CAN RESULT IN MULTIPLE CHARGES IN A MONTH. 

Should Cognigen be unable to charge your purchases to this account (because credit card account expires, reaches the credit limit, or is otherwise denied by the credit card processing company) Cognigen reserves the right to terminate Cognigen services immediately and/or bill Customer directly for the amount owed. Accounts remaining unpaid after 120 days may be referred to a collection agency.

Customer invoices are provided on a monthly basis. Taxes due are calculated based on the total monthly usage. The number and amount of taxes charged vary by the state from which the service originates.